Opening a French Bank Account

Hello, I hope everyone is doing well :smiling_face:

First of all, thank you for this enriching forum.

My name is Fanny, I am Cameroonian. I applied for a Bachelor’s degree at a private school in France and I have been accepted, my Campus France application has also been approved. Now the issue of financial support and the AVI arises.

First of all, my guarantor is French and is not a family member. He will be responsible for my support (accommodation, tuition, etc.). He has no children and lives with his wife, his gross monthly income is €7500. To justify my means of subsistence, he would like to make an AVI on an account in my name of €615/month from his account, but it is almost impossible to open an account remotely.

I would like to know what to do in this situation:

Is it really necessary to make the AVI having already financial support and free accommodation? Considering that he is not a family member.

Is it possible to open a French account remotely to deposit the AVI? If so, through which bank other than (Studely, AVI Center)?

Is it possible to make the AVI on my Cameroonian account from his? And transfer the money once an account is opened in France.

Please need help

Thank you

Welcome @Fanny_V

In Cameroon, you don’t necessarily need an AVI (attestation of irrevocable transfer). Sponsorship alone should suffice, we have already had such cases in Cameroon.

Now, does it necessarily have to be a family member? No. But why would someone who is not your family finance your studies? That’s the question you need to answer convincingly.

Otherwise, if you prefer to make an attestation of irrevocable transfer, AVI, you should know that it is almost impossible to open a French bank account if you are not in the country. Therefore, you will have the option to make the AVI with a bank in Cameroon. In this case, they must send you the money (the full amount), then you go to a bank for the AVI. We already have someone who made their AVI with a bank in Cameroon.

Good luck!

Alright, thank you Andrew

To show the links between my guarantor and me, should I write an explanatory letter?

When one already has financial support and free accommodation, the amount of the AVI is halved to: 2,500,000f, is that true? And is it possible to block this amount in a bank in Cameroon (Société Générale) to make an AVI?

My guarantor has also written a financial support statement in which he says he will make monthly payments of €615 for 12 months. Can we stick to this letter or do we need to prove it legally? How to do it in this case?

What is the period during which I should submit my VISA application to the consulate to be on time?

Thank you

Hello Fanny,

In my previous response, the link you are redirected to will directly answer this question. Please take the time to read it.

I advise you to legalise the letter after verifying its solvency as indicated in our article on student financial support. For legalisation, simply go to the town hall of his place of residence in France with the letter, his ID, and proof of residence.

As for the ideal date to submit your student visa application to the consulate, I would say you should apply as soon as possible, do not wait until the last minute.

Have you already received the end-of-procedure email from Campus France?

If your French financier wants to make a transfer, open an account with Studely, for example, and give them the account number. They will then transfer funds to your Studely account. They will provide you with the transfer receipt, which you submit on your Studely account. After verification, Studely will generate an irrevocable transfer certificate that you can download from your account.

Yes, I have already received my Campus France procedure completion letter.

Okay, thank you, but can Studely agree to block half of the deposit?

How can I contact you privately? I would like to share my explanatory letter with you. The messaging button does not appear on my interface.

[quote=« Fanny_V, post:8, topic:4959, full:true »] How can I contact you privately, I would like to share my explanatory letter with you The messaging button does not appear on my interface [/quote] Indeed, private messaging is disabled except for students with their « Passe Privé ».

They might refuse, in that case, you need to go directly to the bank. Reread my responses, in one of the links provided, you will see that a student had your experience last year with Studely.

Good luck!

Hello, please I have a concern

Among the documents required for support, there is the ID card of the guarantor or their residence permit.

My guarantor’s ID card expired in 2020. He wanted to renew it but there is a French law that extends the validity by 5 years, so he was told that his ID card is still valid until 2025.

Can it be used as is or can he use his passport as proof?

Hello, I hope you’re doing well. I am Cameroonian just like you and I would like you to tell me about document authentication, please. Have you certified your diplomas? If so, where? At the Ministry of Foreign Affairs, at the school, or at a prefecture? Thank you for kindly responding. Best regards.

Hello, yes I’m fine and you?

To answer your question, no I haven’t had any diploma authenticated.

I just brought the originals of all my documents for the Campus France procedure

  • Year 10 Report
  • Year 11 Report
  • Year 12 Report
  • Probatoire Transcript
  • Baccalauréat Transcript
  • Admission letter from my school (printed)
  • Internship certificates (if you have done any)
  • National ID Card
  • Passport

Alright, thank you very much. Good luck to you.

Hello @Fanny_V

You can use it as is, the embassy is a French administration. But if your guarantor has a passport, you can use it to avoid dealing with an agent who doesn’t know this law. As that recruiter said, « I hate unlucky people » :grin: :sweat_smile:

Good luck!